PNB Q3 Results: Punjab National Bank (PNB) posted a strong set of Q3 results, reporting a 13% year-on-year jump in net profit to ₹5,100 crore. The PSU bank’s performance was supported by healthy loan growth, improved asset quality, and better recovery from bad loans.
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During the October–December quarter, PNB continued to benefit from lower non-performing assets (NPAs) and stable interest income. The bank’s focus on credit growth, cost control, and recovery efforts helped strengthen overall profitability.
Market experts believe the improved numbers show that PNB’s financial health is steadily improving, making it one of the better-performing public sector banks in recent quarters.
Punjab National Bank Ltd (PNB) for the third quarter ended December 31, 2025 reported 13.1% jump in net profit at ₹5,100 crore as compared with ₹4,508 a year ago.
Gross Non-Performing Assets (GNPA) declined by ₹6,100 crore to ₹39,314 crore as on December 2025 from ₹45,414 Crore a year ago.
Net Non-Performing Assets (NNPA) declined by ₹603 Crore to ₹3,834 crore as on December 2025 from ₹4,437 Crore a year ago.
GNPA ratio improved by 90 bps Year on Year (YoY) to 3.19% as on December 2025 from 4.09% a year ago. NNPA ratio improved by 9 bps YoY to 0.32% as on December 2025 from 0.41% a year ago.
The bank said it’s global business grew by 9.5% YoY to ₹28,91,528 crore as on December 2025 from ₹26,39,991 crore a year ago.
Global deposits registered a growth of 8.5% YoY to ₹16.60 lakh crore as on December 2025 from ₹15.30 lakh crore a year ago.
Global advances increased by 10.9% YoY to ₹12.31 lakh crore as on December 2025 from ₹11.10 lakh crore a year ago. RAM (Retail, Agriculture and MSME) advances grew by 11.0% YoY to ₹6.62 lakh crore.
Disclaimer
This article is intended for educational purposes only. The views and opinions expressed are those of individual analysts or brokerage firms and do not represent the views of GoldSilverReports.com. Investors are strongly advised to consult certified financial experts before making any investment or trading decisions.
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