Bank Gross NPA Could Rise To 8-9% By March 2022: CRISIL

  • Gross NPAs for banks were at 7.5% as of March 2021
  • With restructured assets expected to be around 2% of total loans, stressed loans for banks could rise to 10-11%
  • Majority of the stress is expected to come from retail and MSME loans
  • Retail stressed assets could rise to 4-5% of loans by the end of this year, compared with 3% in March 2021
  • Stressed assets for MSME segment expected to rise to 17-18% from 14% last fiscal
  • Corporate stressed assets expected to remain within 9-10%

Source: CRISIL Statement

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